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From Indonesia · Asia-Pacific
Indonesia's developers, creators and online sellers can only get Stripe at home by invitation, so many form US companies to apply for a US Stripe account and sell to US customers. Mercury doesn't open accounts for people living in Indonesia, so plan the bank first.
Mercury doesn't open for founders living in Indonesia; Wise Business and Payoneer are the ones to check. The banks, in detail.
From
Indonesia
··:··UTC+7
To
Cheyenne, Wyoming
··:··UTC−6
01What changes because you live here
The tax treaty, whether Stripe will take you, which banks will open an account, and the time difference. Each was checked against its source in September 2026.
The tax treaty
In force
The United States and Indonesia have an income tax treaty in force. It can lower the US tax withheld on dividends, interest and royalties paid to you, if you claim it on a W-8BEN with your Indonesian tax number, and it settles which country taxes what when both could.
Stripe
By invitation
Stripe only takes businesses in Indonesia by invitation, through its sales team, so most founders can't sign up there. A US LLC with an EIN and a US bank account can apply for a US Stripe account the ordinary way.
Banking
No Mercury
Mercury doesn't open accounts for founders living in Indonesia. It goes by where you live, not your passport, so an Indonesian citizen living in another country may still qualify. Payoneer and Wise Business are the usual alternatives to check, and each has its own rules about where owners can live. Relay asks a non-US owner for a US address, an ITIN or Social Security Number and a US operating presence, so it rarely suits a founder living in Indonesia.
The time difference
UTC+7
New York is 11 hours behind Indonesia in summer. Everything we do is in writing, through your dashboard and email, and we reply within one business day, so the time difference rarely slows anything down.
Checked in September 2026 against the IRS list of tax treaties, Stripe's country page, and Mercury's and Relay's published country lists. If something here has changed, email us and we'll correct it the same day.
02What Indonesia expects
Indonesia taxes its residents on income from anywhere in the world. Whether the LLC's profit counts as yours as it's earned, or only when you take it out, depends on how Indonesia treats a US LLC, and that's a question for a local tax adviser.
What founders here build
04What it costs
Charged once, in US dollars, with the Wyoming state fee passed on at cost. Where you live changes which bank we introduce you to, not the price.
Extras are optional, and the order form asks about each one with its price. Filing yours ahead of our next batch costs $75, and we email you before anything renews. Delaware, and every extra with its price, are on the pricing page.
05Questions
If yours is not here, email us at [email protected] before you order.
No. Indonesia is on Mercury's list of countries it doesn't serve, and the list goes by where you live, not your passport. Payoneer and Wise Business are the alternatives to check, each with its own country rules.
Yes. The United States doesn't require an LLC's owners to be US citizens or residents. You'll need a registered agent in the state, which every plan includes, and your passport for the bank. The filing is the same wherever you live. What changes is the tax treaty, the payment processors and the banks, which this page covers.
No. The filing, the EIN, the operating agreement, the bank application and the payment processors are all handled online. You don't need a visa or a trip.
The United States and Indonesia have an income tax treaty in force. It can lower the US tax withheld on dividends, interest and royalties paid to you, if you claim it on a W-8BEN with your Indonesian tax number, and it settles which country taxes what when both could.
You can apply. A US LLC with an EIN and a US bank account is a US business, and Stripe reviews it on its US terms. Approval isn't automatic: Stripe looks at the business, its website and the person behind it, and it can say no. Honest, consistent details and a real website give you the best chance.
Asia-Pacific
Ready when you are
It takes about four minutes. You see the whole order, state fee included, before anything is charged.
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